Gratitude in Life Insurance

Photo by Simon Maage on Unsplash

“Give thanks in all circumstances; for this is the will of God in Christ Jesus for you.”

As we approach the holiday season of Thanksgiving, Hanukkah and Christmas, I am reminded of 1 Thessalonians 5:18 which encourages me in that God’s love and care is willed for me because of who He is and what He does…God is love; and love always gives!

You might think  it very strange that I would be writing an article about gratitude and life insurance;  They seem to be so diametrically unrelated but in reality they actually are.  Jesus never thought about himself – His mission was always about serving and giving to others because that is what love does!

Love is patient, love is kind. It does not envy, it does not boast, it is not proud.  It does not dishonor others, it is not self-seeking, it is not easily angered, it keeps no record of wrongs.  Love does not delight in evil but rejoices with the truth.  It always protects, always trusts, always hopes, always perseveres.

I Corinthians 13: 4-7

Life insurance is actually all about protecting those that would benefit by a pre-planned gesture of love from the giver (the insured).  All the insured (giver) gets out of the purchase of life insurance (while he/she is still alive) is the peace of mind knowing that his/her loved ones would be taken care of financially.  This peace of mind knowing that loved ones would be taken care of is priceless!                                                                                        

Likewise, those that benefit from life insurance (the beneficiaries) should have great gratitude knowing that they are loved to the extent that their earthly provider (the insured) loves them enough to ensure they are taken care of should the insured pass away unexpectedly and prematurely!

Who needs life insurance?

Married People: When a spouse is left behind, it can be extremely difficult to cope with the loss of their loved one. The surviving can grapple with the financial burdens of every-day life if their spouse was the main breadwinner. Life insurance can bring stability in the unforeseen times of loss.

Parents: Life insurance is for stay-at-home parents as well as working parents and even single parents. No matter what you do for your family, the sacrifices you make to provide for your children, and the long hours you put in, having a safety net to keep them financially protected is huge!

Retirees: Surviving partners often must make do with Social Security and pension support. They may also have unforeseen funeral costs to cover which can seriously hamper their day to day finances.

What’s more, if they are planning on leaving money to their heirs, they could be required to pay estate taxes of up to 45%. Life insurance is (almost always) exempt from federal taxes and can be immensely helpful in any of these situations.

Business Owners: Along with everyday life expenses that can impact a family or spouse, businesses have their own set of financial challenges to keep afloat.  Life insurance on a business partner can be extremely helpful in order to keep a business going should a partner be taken prematurely!

Love is an Action Word 

“Ahavah” is the Hebrew word for love.  It is a verb.  Verbs define actions  We see that Jesus demonstrates his love to humanity by giving! 

“For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.” 

John 3:16

During this holiday season, why not demonstrate your love to those that depend upon you most  by ensuring their success in life by purchasing life insurance; they will be grateful you did!